Legal

1. First. – Information Society Services Law
2. Pursuant to the provisions of article 10 of US Law 34/2002 of July 11, on Information Society Services and Electronic Commerce and in accordance with Directive 2000/31/EC of the US and of the Council, we hereby inform you that this website AZCapitus.com is owned and maintained by AZ Capital, S.L. (hereinafter the Owner), holder of Tax Identification Number B84093990. The Owner is registered at the Commercial Registry, at volume 20.466, page 58, sheet M-06069.
3. We have the expressed right to purpose capital 
4. Second. – Purpose of the website
5. To comply with the provisions of Law 34/2002, of 11 July on Information Society Services and Electronic Commerce, hereinafter LSSI, and with Organic Law 3/2018, of 5 December, on Personal Data Protection and Guarantee of Digital Rights, the website Owner hereby informs you that this website is intended for promotional and informational purposes only and has been set up to publicize and provide information. You may obtain further information on these services by contacting us using different methods of
   communication.
   Any personal data collected or received through any of these methods of communication will only be used to respond to your information requests. We
   will not use your information for any other purposes and will not assign it to third parties without your consent
   This legal notice sets out the conditions of use on which you may make use of our website.
6. Third. – User access conditions.
7. Users shall use the information contained in this website exclusively for the website purposes. The information contained herein shall not be used for any
   commercial purpose different from permitted uses.
   Users can access all public information contained on the website freely and without charge.
8. Users of the website shall have free and unrestricted access to the free-to-view content on this site.
   Users agree to indemnify the website Owner or any third parties in respect of all losses or damages arising out of a breach of this obligation.
   Our website is made available free of charge. You may incur carrier charges from your internet service provider as a result of your access to this website.
   Nevertheless, if certain parts of this site would be restricted to subscribers, this circumstance will be clearly indicated to you before you access the same.
9. Fourth. – Limitation of liability.
10. Although the website Owner makes every effort to ensure that the materials posted on the website, including third-party content, are free from errors, the website Owner accepts no liability and gives no warranties on the accuracy or fitness for a particular purpose of the information and materials contained or
    referred to on the website and disclaims all liability and responsibility to you in respect of your use of any of the content of this website.
    The website Owner is not responsible for viruses, worms or any other equivalent harmful material. You are solely responsible for implementing all required
    measures to prevent damages to your computer hardware or software. AZ Capitus expressly disclaims all liability and responsibility in respect of
    the transmission, broadcast, hosting, provision, receipt, access to or use of the website and, in particular, in respect of the following:
11. 1. Any access or programming failure that results on the website being unavailable or that affects the website or its performance, whatever its cause. Any website downtime due to any harmful material, third-party action or service interruption due to any of the following: server failure, data correction and update, system maintenance, insufficient available capacity to support IT systems required to complete your service request, etc.
12. 2. Unfair trading and misleading marketing carried out as a result of the transmission, broadcast, hosting, provision, receipt, access to or use of the website or the contents posted on the same. Untruthfulness, lack of accuracy, completeness, relevance of the website and its contents and/ or outdated content on the website.
13. 3. Potential breach by the website or the content displayed therein of an implied warranty of fitness for a particular purpose or that the website or its
    content will meet your expectations.
14. Fifth. – Intellectual Property
15. The information used and displayed on the website, including software, graphics, illustrations, names, logos, and trademarks, is owned by the website Owner and is subject and protected by international copyright and other intellectual property laws and rights and in particular by Delegated Legislation) 1/1996 of 12 April.
    You agree not to copy, modify, create derivative works, reverse-engineer, disassemble or decompile or otherwise attempt to obtain the source code, sell,
    attribute, sublicense or otherwise transfer any rights on the website software.
16. You also agree not to make alterations to any software or use altered versions of that software, in particular with a view (without limitation) to gaining
    unauthorized access to the services or to access the website through any means different from the interface provided by the Owner.
17. Sixth. – Links to the Website
18. Creating or maintaining any link from another website to the website is permitted provided that you use a direct link to this website home page only. All other links will require the prior written authorization of the website managers.
    Running or displaying any contents displayed on the website in frames or through similar means on another website is strictly prohibited regardless the type of link to the website.
19. Seventh. – Use of the Website
20. To the fullest extent permissible by the applicable law, the user shall be responsible for all liability arising from its use of the website in any way that may be considered incorrect, improper or unlawful, including, without limitation:
21. a) using any device, software, virus, malware or routine to interfere or attempt to interfere with the proper operation of the website,
22. b) using of “phishing” or impersonating any person misrepresenting that you are acting on its behalf;
23. c) using the website to publicize yourself through links, online marketing or any other means considered as false advertising,
24. d) Post any content that is harassing or violent.
25. e) website and products listed herein are for entertainment purposes only 
26. f) lender reserves the right to decline funding for any reason
27. g) sales reps and brokers do not represent the companies' intentions 
28. Eighth. – Consent and Jurisdiction
29. The user accepts these conditions of use and agrees to abide by them. Consequently, the user accepts that it shall be legally responsible for all damages and losses arising as a consequence of its breach of these website conditions. The courts of US will have exclusive jurisdiction over any disputes arising from or related to the use of the website services or contents and the parties expressly waive their right to argue to the contrary.
30. Ninth. – Term is set by AZ Capitus and by visiting the site you agree to all terms
31. These Website conditions of use are indefinite. Nevertheless, the website Owner reserves the right to change these conditions at any time at its sole discretion. Changes shall take effect when posted on the homepage of the website.
32. Last updated: May 2023
33. The information provided by AZcapitus.com (the site) Is for general information purposes only all information on the site is provided in good faith however we make no guarantees warranty or representation express of implied regarding the accuracy adequacy validity or reliability of any information on this site or provided by any instrument or contact of the website including brokers or sales reps. under no circumstances shall we have any liability to you for any damage or loss of any kind incurred as a result of using this site your use of the site and its representatives is solely at your own risk.
34. This site does not and cannot provide you with financial advice or directives. Lending directives are not financial advisor. Accordingly, before taking any actions we encourage you to consult law professional

• Same-Day Funding is only available in certain states, for term loans and credit lines up to $780K. Eligibility window is Monday – Friday before 1:30 a.m. ET. If checkout is done before 1:30 a.m. ET, funds will be available by 5 p.m. local time the same day. If checkout is done after 1:30 a.m. ET, or on a weekend or bank holiday, it will not qualify for Same-Day Funding and funds will be deposited within 2 – 3 business days.
• Instant Funding requires registration and is subject to Instant Funding is limited to open lines of credit for draws between $1,000 - $10,000, and you can only make one draw request per day. Not all banks or debit card providers participate, and you must register a business debit card matching the information associated with your account. Transfers are typically completed within 30 minutes but may be subject to additional restrictions or delays.
• There are some industries we cannot serve In addition, AZ may have Other underwriting requirements may apply.
• When you prepay your term loan in full, we will apply a discount on remaining unpaid interest based on the Prepayment Interest Reduction Percentage stated in your loan agreement.
• Eligibility for the lowest rates is very limited, available only to businesses with the strongest creditworthiness and cash flows, and typically businesses that have shown an excellent payment history on prior loan products with AZ. The average rate for term loans varies
• Depending on your state and other circumstances of your application, you may be required to make a minimum draw of $1,000 at origination.
• AZ Capitus reserves the right to withdraw all pre contractual interests 

Depending on the state where your business is located and other attributes of your business and the loan, your business loan may be issued by a member of AZ family of companies. Your loan agreement or credit line paperwork will identify the lender prior to your signing. Loans and credit lines only subject to secondary lender approval. Lines of credit secured same day when a policy is originated and Paydex score verified.